: House Buying Adventure
Today sounded simple enough: the contract was to arrive from Oregon by noon and I’d take it to the bank and meet the mortgage lady who’d make copies for me and her and then I’d overnight back to Oregon. But of course nothing can be simple, right? It started with phone calls: it was time to officially pick the mortgage I wanted and that involved some last minute calculating to decide if a lower interest rate with higher fees was better or vice versa. Fortunately rates dropped this morning so I got locked in at a great rate. There were more calls: reminders, questions, and slight changes in plans. Then mid-morning, as I waited for FedEx, my electricity went off. After ten minutes, I found a neighbor who had electricity and realized it was just my place. I played around the breakers and got it back on (they didn’t seem to be tripped but turning them off and then back on worked). I’ve no idea what made it shut off — I wasn’t doing anything unusual and I hadn’t just turned anything on. The electric outage caused complications, however, because my cordless phones were dead and the Internet went offline for some reason. Then I couldn’t print. My printer would print half the page and just stop. Here I was five minutes from meeting the mortgage lady at the bank and my printer’s refusing to cooperate! I tried three times, then switched to a different printer, finally getting some output to take to the bank. Crazy stuff.
After a long day, more news. The mortgage sent me a list of 14 items of documentation I need to get her: mostly routine stuff like a copy of my driver’s license, P&L statement from my business, tax returns, bank statements, etc. That’s going to be fun. I hate paperwork. Sigh. I’m glad one only buys a few houses in life.
Topic: [/house purchase] |
